Know the claim before holding it.
SK Consulting LLC, Iowa, USA, is the proposed obligor. Issuer eligibility is unverified. Before any issuance, the effective agreement must identify the legally permitted issuer, its obligations, covered token and network, custody arrangements and available jurisdictions.
- Your right
- Any lawful holder of verified issued NUSD, including secondary holders, who satisfies objective onboarding and required screening would have a direct contractual claim against the identified issuer for USD at the 1:1 gross rate. It is not ownership of Numina’s business, compute or entire treasury, and carries no promised interest or yield. This proposal creates no present holder right.
- Timing
- Initiate a fully funded USD payout within two US banking days after receipt of a complete, valid request. Requests arriving after 5 p.m. America/New_York, on weekends or US Federal Reserve banking holidays count from the next banking day. Request missing information within one banking day; no discretionary approval delay resets the clock. Receiving-bank posting time varies and must be disclosed separately.
- Fees
- $0 Numina redemption fee. 0% Numina FX spread. Numina would pay the standard USD payout fee. Any holder network fee must be disclosed before authorization. Your bank may charge its own receiving fee; this is separate from the gross USD amount sent by Numina. No undisclosed deductions or mandatory substitute token.
- Amounts
- Minimum 0.01 NUSD; requests in 0.01 NUSD increments to match USD cents. Any smaller remainder stays credited without expiry or forfeiture. At verified account closure, Numina would round the final remainder up to a USD cent at its expense. No routine daily or monthly monetary cap is proposed; available verified balance is the maximum.
- Eligibility
- Verify lawful ownership, exact token and network, required identity and source-of-funds checks, an eligible jurisdiction and a supported USD bank account in the holder’s name. No duplicate redemption or redemption of an encumbered balance. The permitted issuer, countries, banks and token identity must be published before issuance. None is currently activated.
- Holds and delays
- Holds only for applicable law, court order or unresolved identity, fraud, sanctions or ownership issues. Give the reason, needed action and status when legally permitted; review at least every five US banking days. A liquidity shortfall does not cancel the USD claim or permit a unilateral haircut, expiry or forced service credit. Stop new issuance, notify affected holders and escalate overdue obligations; statutory creditor rights still apply.
- Payment failure
- Record receipt and payout status. Lock a verified balance against duplicate redemption; do not destroy the holder’s claim before confirmed USD payment. Failed payments retain a reconciled USD obligation or restore the NUSD claim without double counting. No private keys or seed phrases are needed for a legitimate request.
- Changes and complaints
- The effective agreement must carry an identifier, effective date and accepted holder copy. Proposed policy: give 30 calendar days’ notice of ordinary changes; mandatory legal changes follow applicable law. No retroactive reduction of an existing USD claim. Questions or complaints: skott34@gmail.com; acknowledge within two US banking days and provide a substantive response within 15 calendar days under the proposed terms. Email is not an active redemption rail.
